Why an annual review matters
Medicare coverage is not something to set once and forget. Benefits, formularies, pharmacy networks, provider networks and out-of-pocket costs can change from year to year.
Review the details that affect real-life use
- Your current doctors and specialists.
- Your prescription list and preferred pharmacies.
- Planned surgeries, procedures or increased use of care.
- Travel habits and time spent away from home.
- Annual notices of change and expected cost sharing.
- Your plan's 2027 Star Rating as one indicator of quality and performance.
What we can help organize
A Medicare review can help you compare how your current plan aligns with your priorities, and whether another approach deserves attention. The goal is to help you understand your options clearly before you make a decision.
2027 review dates
October 1: Review upcoming-year plan information and your Annual Notice of Change. October 15–December 7: Medicare Open Enrollment is the annual period to join, switch or drop Medicare Advantage and Part D coverage for the next year. Changes made during this period generally take effect January 1, 2027.
Include the 2027 Star Rating in your review
CMS released the 2027 Medicare Advantage and Part D Star Ratings on October 8, 2026. The ratings can help you understand plan quality and performance, but a higher rating does not automatically make a plan the best fit for your individual needs.
Review the rating alongside your doctors, prescriptions, pharmacies, expected annual costs, network access and benefits before making a coverage decision.